Steered by former central bank executives with 30+ years of frontline experience, we deliver clarity and confidence in a complex regulatory world. Your partner in building resilient, compliant, and future-ready financial institutions.
Our Team
Dr. Satyajit Deb, Chief Mentor
A central banker with 38 years of experience in regulation, supervision, inspection, audit and compliance.
Susanta Kumar Das, Chief Strategist & Adviser
A central banker with 36 years of experience in regulation, supervision, inspection, audit and compliance.
Pabitra Dutta, Subject Matter Expert
A central banker with 33 years of experience in operations, technology, banks supervision.
Debanjan Brahmachari, Social Entrepreneur & Managing Director
A former Government Official, now turned as Social Entrepreneur, focussing on helping people at the bottom of the pyramid.
Shri Pranabesh Pathak is a seasoned banking professional who superannuated as Assistant General Manager from the State Bank of India after an illustrious career spanning 38 years. He is a Certified Insolvency Professional and holds professional qualifications including Associate Membership of the Institute of Cost & Management Accountants of India (ICMA) and certification from the Indian Institute of Banking & Finance.
Shri Pranabesh Pathak, Subject Matter Expert
Manish Kumar, Subject Matter Expert
Established banking professional with over 34 years of service at UCO Bank, with extensive leadership experience across key strategic domains including Human Resources, Compliance, Credit Monitoring, Information Technology and Zonal Administration.
Services Offered by AureON Consulting
1. Regulatory Compliance Strengthening
• Conduct comprehensive compliance reviews across all functional areas of banks and NBFCs.
• Identify gaps in existing systems, processes, and documentation vis-à-vis RBI guidelines.
• Provide actionable recommendations for compliance enhancement and risk mitigation.
• Assist in developing internal compliance frameworks, policies, and SOPs.
2. RBI Inspection Readiness (Pre-Inspection Support)
• Mock audits & pre-inspection assessments
• Staff preparation for RBI queries with walkthroughs & documentation support
• Review of KYC/AML, credit, IRACP, governance, cyber & operational risks
• Compile inspection folders, MIS & regulatory data
3. Regulatory Reporting & Return Filings
• Assist in preparing & submitting all RBI regulatory returns
• Review & validate data accuracy and consistency
• Advisory on automated regulatory reporting architecture
• Ensure compliance with XBRL/online portal guidelines
4. Advisory on Change of Management / Control (NBFCs)
• Assess if transactions require RBI approval
• End-to-end support for change in management, >26% shareholding, transfer of control
• Draft applications, declarations, financials, fit & proper documentation
• Liaise with stakeholders & guide post-approval compliances
5. Policy Review & Governance Support
• Draft/review credit, compliance, risk management, KYC/AML, internal audit policies
• Align policies with latest RBI circulars & supervisory expectations
• Strengthen governance frameworks & oversight mechanisms
6. Training & Capacity Building
• Training for compliance officers, branches, credit teams & senior management
• Sessions on new RBI guidelines, risk culture & AML compliance
• Tailored modules based on entity size & business model
7. Ongoing Compliance Advisory
• Continuous advisory on implementing new RBI circulars
• Strategic compliance partner for management & board committees
• Monitor compliance calendar & support internal compliance audits